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Christmas Gift Budget Calculator

Set one holiday budget, list who you are buying for, and see instantly what is planned, what is spent and what is left — before December gets away from you.

Person or gift · planned · spent

Planned
Spent so far
Left to spend
Budget not yet assigned
Even split per person
People over budget

Want the full planner?

The Holiday Gift & Budget Planner 2026 (Excel + Google Sheets) tracks 150 gifts, 13 budget categories, Black Friday deals, food, travel and postage — with a dashboard and a countdown to Christmas.

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FAQ

How much should I spend on Christmas gifts?

Start from what you can pay in cash by January without touching savings, then divide by the number of people. The “even split” box above shows that number.

What counts as “left to spend”?

Total budget minus everything already spent. “Budget not yet assigned” is total budget minus what you have planned, so you can see room for people you forgot.

Is my data saved?

No. Everything is calculated in your browser and nothing is uploaded.